Trucking

PROTECT BUSINESS VEHICLES AND DRIVERS

If your trucking business, whether you are the owner operator or not, involves having a heavy-duty pickup or refrigerated truck you will want to insure it to haul and transport.

Owner Operators – Self empolyed commerical truck driver or small business that operates trucks that are leased to a motor carrier or under their own authority

Motor Carriers – Operates commercial motor vehicles to transport property or materials related to a transportation business

Private Carriers – Businesses that transports their ONLY their own cargo, rather than another businesses goods

Here are some coverages you will want to look into for the best protection on the road.

Coverages

Heavy Truck Roadside Assistance

Available in most states, Heavy Turck Roadside Assistance is a very useful coverage should truck drivers need a battery jump-start, fuel and fluid delivery, flat-tire service, lockmith service, vehicle towing, and winching service. Be protected during those long drives where the unexpected situations that normal wear and tear cause.

Motor Truck Cargo

Cargo insurance provides coverage for goods or raw materials transported in bulk that gets damage or suffers any other type of loss during transport. It is important to know that there are exceptions and limitions. This is only available for for-hire trucking risks on policies with elgitable truck and cargo types.

Motor Truck General Liabilty

Motor Truck General Liability insurance is primarily used by for-hire truckers or motor carriers. Motor Truck GL can help cover bodily injuries, property damage, personal injury, medical payments, adverting injury liabilty, and more as long as it is caused during normal business activites but is not directly related to operating the truck.

Non-Trucking Liability

Non-trucking Liability or NTL for short, provides insurance coverge when an accident occurs that is not related to regular business use. It helps pay for medical payments, and other expenses like injuries to others or damage to another person’s property.

Physical Damage

This insurance would cover any physical damages caused to your truck and equpment in the event of an accident. Physcial damage from collision, non-collision (hail, vandelisim, falling objects, etc.), an overturn, fire, and theft could be covered.

Rental Reimbursment with Downtime

Used in situation when a truck is deemed inoperable and helps cover truck payments, rental vehicle costs, or other bills to get you back on the road. Give us a call to find out more about the exceptions, limits, and restrictions associated with this coverage.

Trailer Interchange

A trailer interchange agreement comes in handy when you need help completing a shipment. This contract is between two trucking compaines that arranges to transfer a trailer from one trucker to another and the trucker becomes responsible for damages while utlizing the trailer. So, it is best to carry this type of insurance for those unpredictable times.

Umbrella

This an optional policy that provides extra protection and is used when a claim exceeds the limits of your current policy. Offers liability insurance, bodily injury, personal injury, and customer property damage protection.

Load | Drive | Haul

be Protected at every step

We know how important your business, commercial vehicles, products, merchandise, haul, transportation, and dedicated workers are so get protection today!